Step by Step Process to cancel a Citibank credit card
Canceling your Citibank Credit Card is not a difficult process. If you decided to cancel or closed your Citibank Credit Card, then you are in the right place, where you will get proper instructions for a closed Citibank Credit Card. But to be very careful before you initiate the process.
How Do I Cancel My Citibank Credit Card Account?
To cancel your Card Account, you may call our 24-Hour CitiPhone Banking helpline OR Write to Citibank N.A. Mail Room, ACROPOLIS, 9th Floor, New Door No.148 (Old No.68), Dr. Radhakrishnan Salai, Mylapore, Chennai – 600004.
- On the closure of your credit card account, any pending loan availed on the same will be pre-closed and the outstanding principal and the other applicable charges will be billed to your card account.
- The reward points accumulated on your card account should be redeemed within 45 days from the date of closure.
- The reward points can be redeemed against card outstanding or against Gift Vouchers available in the rewards catalog, subject to applicable terms and conditions. You can call 24-Hour CitiPhone Banking helpline.. or write to us to place a request to redeem reward points.
See more at how to close a Citibank Credit card account
Process To Close Or Cancel Citibank Credit Card
Citibank credit card customers can follow two methods to cancel their credit cards
By calling CitiPhone – Citibank’s helpline
By sending a written request to Citibank
Call Citibank helpline to cancel Citibank credit card: Citibank credit card customers can call the bank’s 24-hour helpline to cancel their membership with the bank. The helpline is not toll-free and standard call charges apply.
Sending a written request to cancel Citibank credit card: Citibank customers can also raise a written request for cancellation of Citibank credit card. The written request must include the cardholder’s name, contact details, credit card type and number.
Things to do before canceling Citibank credit card
1. Pay off dues
Before initiating the request for credit card cancellation, the account holder must clear the dues and all EMIs that the credit card carries.
Redeem Reward Points
Before card cancellation, the account holder should also check and redeem all the reward points. All the unused reward points should be redeemed within 45 days of card closure. You can redeem these points to clear the dues on your card or against any gift vouchers listed in the bank’s rewards catalogue.
Stop using the card further
Once the request is raised for the cancellation of your credit card, do not use it further. Citibank will terminate the credit card cancellation process if the credit card holder initiates a fresh due.
You can cancel your Citi credit card by calling 800-950-5114. Canceling over the phone is not a straightforward process. The bank’s representative will likely try to convince you to keep your credit card open.
Other than calling, you can cancel by clicking on the Contact Us link from your account at Citi India website It’s also good to note that canceling any credit card will likely lower your credit score.
Yet, card members will need to consider of a couple things even before filing their petition for Citibank Government Travel Card cancellation. If you’re searching for the procedure to completing your card membership together with the lender and the steps you want to take before increasing the petition, continue studying.
The cancellation of the Citibank credit cards can be done anytime when a cardholder wants. There are two ways to cancel this type of credit card. A cardholder can do this either by calling Citibank’s helpline numbers or sending a written request at the required address. Search online to get the toll number and the address of your nearby area.
The Way to properly cancel credit card
Follow the following steps to cancel your charge card successfully:
Purchase or move the outstanding balance. Your card ought to have a 0 balance until it is possible to cancel it. Redeem them for benefits or move them to a different program so you get value from the things you have earned using this card. Avoid penalty fees and other difficulties by shifting or cancelling direct debits.
Tarot card. Should you cancel the card within the telephone, create a list of the date, time, and title of the agent you talk with.
Cancel your own card in composing. Should you have to send a cancellation request in writing, add your charge card number and account number in the correspondence and say your request for your card supplier to close the accounts.
Assess for future announcements. Log in your account after your request to ensure the card was cancelled.
Destroy credit card. Cut the card pieces to make it impossible for everyone to put it back together. Your charge card supplier should offer confirmation your credit card account was closed. In case you haven’t got any notice of this accounts closed in 1–2 weeks, then follow up with your supplier.
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Citibank credit cardholders can cancel their credit card at any time irrespective of the reason. However, cardmembers need to take note of a few things before submitting their request for their card cancellation.
If you’re looking for the process to terminate your card membership with the bank and the precautions you need to take before raising the request, continue reading.